Are you retired, contemplating retirement, or perhaps still years away from that big, life-changing milestone?

Many of us dream of the day when we can say goodbye to alarm clocks and office desks, envisioning retirement as a well-deserved reward after years of hard work.

However, this new chapter can also bring unexpected challenges, such as the loss of a long-held work identity and work relationships.

Today In this episode of The Thin Thinking Podcast, we explore the often-overlooked aspects of retirement. My guest, Wendy Leggett, a seasoned retirement coach, will delve into the mindset needed to embrace retirement fully.

Wendy shares invaluable insights on how to prepare mentally for this significant life transition, whether it’s already upon you or still on the horizon.

This interview is going to make you stretch your mind around the concept of retirement–what it is and what it could be!!

Retirement can be an incredible opportunity to uncover and nurture hidden potential. Whether it’s traveling, spending quality time with grandkids, or discovering new passions, Wendy will guide you in finding fulfillment in this new chapter.

Tune in to gain a fresh perspective on retirement and learn how to make the most of your newfound freedom. Grab your latest issue of AARP and come on in!

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Rita Black: Have you retired or have you been thinking about retiring, but aren't quite there yet? Or is retirement even, you know, decades off for you? Well, many people dream of that day when they don't have to wake up to an alarm clock or head off to their office or their desk in their house and work. Being retired just seems like the reward we all deserve after putting in so much time all through our working lives. But there can be, for many people, a hidden dark side to all that free time and to retirement, the loss of the work identity that we've known for so long. And some people dive into travel or taking care of their grandkids, and for some it's so fulfilling. And for others, it can be really confronting. My guest today on The Thin Thinking Podcast is Wendy Leggett. Wendy is a retirement coach and gets deep into the mindset of retiring and how to mentally get yourself in the best place for what is already here for you, or what is to come. Retirement can be an amazing next chapter when you get your mind in the right place for it, and allow yourself to dig into all the hidden potential that could be laying dormant for you. So grab that latest issue of AARP and come inside.

Rita Black: Did you know that our struggle with weight doesn't start with the food on your plate or get fixed in the gym? 80% of our weight struggle is mental. That's right. The key to unlocking long-term weight release and management begins in your mind. Hi there, I'm Rita Black. I'm a clinical hypnotherapist, weight loss expert, bestselling author, and the creator of the Shift Weight Mastery Process. And not only have I helped thousands of people over the past 20 years achieve long-term weight mastery, I am also a former weight struggler, carb addict and binge eater. And after two decades of failed diets and fad weight loss programs, I lost 40 pounds with the help of hypnosis. Not only did I release all that weight, I have kept it off for 25 years. Enter the Thin Thinking Podcast where you too will learn how to remove the mental roadblocks that keep you struggling. I'll give you the thin thinking tools, skills, and insights to help you develop the mindset you need, not only to achieve your ideal weight, but to stay there long-term and live your best life.

Rita Black: Hello, and come on in. So nice to see you! You know, I love it when you meet someone and you just love what they are up to in the world, and they are as passionate about what they do as you are. You know what I mean? Well, my guest today, Wendy Leggett, is one of those people. Wendy was brought to my attention by a student of mine. And a shout out to Penelope. Thank you. Can't thank you enough. Retirement is just one of those things that is shrouded in myth, isn't it? I mean, it excites us and it scares the crap out of us too. I mean, I was so confronted when my husband wanted to retire. I mean, I was excited for him, but it forced me to really face what is turning out to be a new chapter in our life.

Rita Black: I mean, it just kind of slapped me right on the face. And not that I am retiring at all or anytime soon, or ever, you know, I'll probably be doing the Thinking Podcast from beyond somewhere, but my husband's retiring, really brought up a lot of unexplored feelings that frankly, were hard to sit with, really hard. And those feelings and transition points into the next chapter is Wendy Leggett's jam. These are the waves this lady surfs on from her perch in Huntington Beach, California. So I cannot wait to introduce you to her. And even if you are nowhere near retirement, you are going to get so much from our conversation. So, because you can never start planning for this part of your life, you know, early enough.

Rita Black: So, Ms. Wendy Leggett is the founder of Complex Retirement Coaching LLC. Wendy brings a wealth of experience and expertise to the table certified by both the International Coach Academy and the International Coaching Federation. As a professional coach with additional certifications in retirement planning and positive intelligence coaching, she is well equipped to guide students toward fulfilling retirements. Wendy's background includes over 20 years of sales leadership across ranges of companies from Fortune 500 to franchises, having supported hundreds of clients through their retirement transitions. Wendy is passionate about helping individuals make this next chapter in their life their best one yet. So please welcome Wendy Legett.

Rita Black: Hello, Wendy, and welcome to the Thin Thinking Podcast. I am really excited that you are here. I was telling my listeners that you know, I am making, no, I'm not hiding the fact I'm turning 60 this year. I'm very fascinated in, you know, what happens after 60. That's the big question mark. So tell us how you help people in this area of their life.

Wendy Leggett: Yeah, well, first of all, go Rita. Good for you. I mean that, I think

Rita Black: I'm bringing 60 back, Wendy.

Wendy Leggett: I can see that. I can see it in your smile. I can hear it in your energy. And, and that's what it's all about, because I think so often we look as we age at loss, and instead, if we can kind of flip the script, and I know you do this with your clients and think about what is in store for us ahead, and there's a lot of fantastic things, and that's what I help my clients with because I think oftentimes they think, well, I'm retiring, I'm leaving this career, I'm leaving this life behind, moving into this new, new era. And some of them are very excited about it, some of them not so much. But oftentimes regardless, when they step into it, it becomes something that they hadn't planned for. And that's the key, is really understanding what are you stepping into? Why are you stepping into this?

Wendy Leggett: Why are you choosing to retire? What are you retiring to and what are you retiring with? And then when you're in that place, what's going to be meaningful and purposeful to you? Because we know that as human beings, we want to feel productive, we want to feel a sense of achievement, and that we have a purpose. But if we don't take some time and plan around that, then that honeymoon phase can wear out. And, you know, the travel and the leisure and the golfing or whatever else, the volunteering, taking care of grandkids is all important. But for many, it's just not sustainable. It's not enough. And we know that we've got a lot of wonderful years ahead of us, and we wanna make the most of them. So that's what I hope.

Rita Black: Oh, that is amazing. I love that. It's so true. Just in thinking about this you know, my husband retired a couple of years ago and I've been watching him. He's loving retirement. I mean, he wore pajamas and slippers for the first year. He was just like, that's all I'm gonna wear. And, and he has dove into what is really meaningful to him. But I see so many other people around him, his peers struggling, like you said, with the, you know, is that all there is sort of big question. So how did you, first of all, I just wanna kind of dive into how, what brought you to where you are today? Why, why did you choose this as your vocation and your passion and your mission? It's very interesting.

Wendy Leggett: Thanks for asking. I wanna touch upon a couple things you said, 'cause I think there's little nuggets there. So one is with your husband, you know, that, that year and wearing slippers and things, I think what's so awesome, you know, when people are planning for college, oftentimes there's that concept of a gap year. It's a really great idea when we're going into retirement to have a gap period. And it sounds like he knew that and he did that because if we just jump from one, you know, extreme situation, one chapter, one thing into the next without some time for reflection, and then oftentimes we can make commitments or get overly caught up with things that ultimately aren't gonna serve us. So, so I think just taking that time of reflection and just allowing the dust to settle and using that time to be thoughtful, you know, not just parking in front of TV or whatever.

Wendy Leggett: So so I wanted to speak to that. And then the piece that you're mentioning about some people struggling, studies tell us that one in three struggle, and I think that's the dirty little secret that people figure, oh, what's so tough about retirement? You know, work, you know, it's gotta be all fun and games and wonderful, but yet one in three struggle, and we don't want this for anyone. And so that's what really led me to the work that I do. The bulk of my career was in sales. I was a sales leader for a number of different companies from Fortune 50 to franchises. Loved working with clients, loved supporting my my staff and my team members to elevate their capabilities and of course, coach them to be able to do that. I came to a juncture where it was like, you know, I wanna bring more of myself forward.

Wendy Leggett: And so I went back to school and got my certification as a professional certified coach. And then, was working with clients really around business coaching. And then it, it kind of felt like, well, there's, I've kind of been there, done that, and I want more. And I was seeing the struggle with the number of my clients as they were moving into this next chapter. And so I did research and found out, wow, I could get certified as a retirement coach. So I went back and got several certifications around that. And for the last several years, that's what my focus has been. It's very gratifying, Rita. It's so, it's just groundbreaking. You know? I'll have people come to me that feel like retirement almost feels like a, a death to them, you know, especially those in the helping professions nursing and, and teaching. And so being able to really open up some avenues to, well, what does that loss feel like? And what, what can you bring with you into retirement? And why are you making this decision to retire anyway? Those kinds of things are so gratifying when the skies open up for people and they see that, wow, there really is more for me in life. And I maybe sometimes forget all the skills and capabilities and passions that I have. And so we able to excavate and kind of resurrect some of those.

Rita Black: I love that. I, I think it's true. If you think, if you kind of step back as we are all mindset oriented with this podcast, and we look at like, where did this idea of retirement come from? Because I don't even think, you know, the social, I'm not exactly sure the year social security began, like where we began having pensions and such, but I was told like up until like the industrial revolution when machines and people laboring, because a lot of our careers were labor intensive. And that's why retirement became a thing, because a lot of people prior to then just worked their whole lives until they died. They retired their shop, or they retirement was like, what, what's retirement? But then there's this whole culture that got built around, and it's sort of a mindset around it, like you said, where it's like, you work really hard, then you stop and then it's all play, or it's all relaxation and all. And, and I could see that that would be and I know we're gonna dig into this right now 'cause Wendy's gonna take us through some of these steps, but that incredibly confronting people.

Wendy Leggett: Oh, you're so right on. And you're right that it really came about like in that industrial age where, I think it was in the thirties where social security, because I think it had been something that had come from Germany, the concept. But anyway, it was taken forward and that idea that people were either working in the factories or the fields, and they got to a point where they were tired. And so it was important then that, that we were able to support them with social security. But generally, people after they, quote unquote, retired, actually retired, you know, they, they passed away. So it was only built really for a couple years after people left their careers. Then in that period of the seventies to the nineties, social security kind of took on even more prominence, as did pensions. And so then the idea of people then retiring and being able to move on to something else was kind of the idea because they had the financial wherewithal.

Wendy Leggett: But that, that, there's a paradigm shift. That's not the case anymore. People don't have, they don't have pensions. For the most part, social security isn't going to be the be all to end all for people. And yet we still have that model that if you have your finances in order, then you retire. And the big question people ask me all the time is, what's the right age to retire? And it's like, again, what are you retiring to? What is it that you want for yourself? What, you know, what, what do you see for yourself? And I'm kind of think that the majority of people, after they've had enough TV and travel and all that, they're going to want more. And so that's why we want to put that spotlight on planning, figuring out what is it that we want? And this is a chapter that there's very little planning around, aside from the financial you know, we think about when we go to college, when we buy a house, you know, whatever it is, we've got that runway to doing that.

Wendy Leggett: We have that vision, we do that research, we understand, and it's not just the money to pay for college. We're thinking about what campus do we feel good on, what do we want to study? You know, all kinds of different things. But we don't do that with retirement to the extent that would serve all of us. So that's, that's kind of why we're at this point now. And I think with the baby boomer generation that, you know, the population is, is aging. There are more and more of us, 'cause I'm one as well, and so we want more, and we know that we're going to need more because our lifespan is increasing. And so we want to then make sure that we're vital and that, and that life is viable for us and everything in between.

Rita Black: Yeah, because you think about being in your late fifties, into your sixties, into your seventies, you are at the height of wisdom and confidence really in competence and what you were doing or, or doing, even if it was just, if it was, I don't know, whether you were at your job or whether you were mentoring or, or being a parent or what have you. It seems like all of that wisdom is now just like juicy and ripe and ready to be, you know, passed on to other people and given to people. And I know that people, you know, it's very interesting when you look at it from a cognitive perspective, but the highest level feeling and vibration, whatever you wanna call it, the highest level feeling is when we're being of service. You know? And so that's our happy place. Most human beings are the happiest when they are serving.

Rita Black: And so to, to go from being of service, perhaps in a very specific role that you are playing, then to having to kind of shift gears and figure that out again, I could see that that again, is not just taking away your identity, but it's also, it's, it's also like removing this high level sense of purpose. Mm. So I know you, you were gonna tell us I mean, you, we were gonna talk about, I I know you have sort of a role system that you take people through, and you were gonna talk to us a little bit about that.

Wendy Leggett: Yeah, I'd love to. I think I want to kind of reflect on what you were sharing about with work and things. And purposefulness is built into work, you know, in one way or another. We know what we're doing. We know what we're trying to achieve. We know each day what's mapped out for us. There's a purposefulness in work, and when we leave work, we can leave all of that behind if we're not aware, and if we don't dig in and say, okay, what beyond work is important to me. So, so that's what I really start off with clients, is really thinking about who are you today? You know, what are you doing currently? What are the skills, the passions, the capabilities that you have today? And they can be based on what you've done in your work. What do you want to bring with you into retirement?

Wendy Leggett: What are those things that, that get you up in the day, you know, in the morning? And also, what do you wanna leave behind? Because oftentimes, if we don't go through that, we can bring patterns and habits with us that don't serve us. And I know you speak with your clients a lot in so many different ways about this but we can bring those with us into retirement, and they're going to degrade our experience. So really taking that time to think about, you know, who am I today? What, what is my role at work? And what can my role as a retiree look like? So that's separate and apart from our sense of identity, because who we are is who we've always been, and we take that with us. But yet there's this saying that if you are what you do, who are you when you don't?

Wendy Leggett: And when we leave behind, people can leave pieces of themselves behind. So that's the first step, is like a, you know, the very first step, of course is understanding from someone, you know, what do you envision for yourself? What's, what's, what's your reason for retiring? How do you define retirement? So then we speak about identity, and we also speak about the power of transitions. And this is an area that I overlooked for most of my life. You know, I would go from career position to another, and I wouldn't really think about, okay, what, what closure do I need to have in this one chapter, this one life situation before I move on to the next? And this isn't a critically important juncture as well when we move into retirement is what, where, what do we need to close? And then what do we need to really focus on and think about?

Wendy Leggett: So that we're really keying in on, well, what do I want? And that, what do I want question is a huge question, just like finding purpose. It's a huge question, and it stops people in their tracks. Because like, how do you answer that? You know, so often people go, I don't know, I don't even know what hobbies I like, I don't know what fun is anymore. And so we take some time to really excavate and navigate what, what does feel good to you? And that can bring up a lot of difficult emotions at first. You know, people can feel overwhelmed with it or confused by it, or less than because of it or stuck. So so that's the second part that we really speak about is transitions. That putting an, ending, a closure moving's called bridges.

Wendy Leggett: William Bridges did work on this. He had a model. You have the ending, then you have this neutral zone. It's also called the messy middle, where you are grappling with these feelings and emotions, and then you gain clarity, and then you move into the new beginning. Maybe you've seen people that have retired that have just jumped into filling up their days and they have all kinds of activities, and, but yet that can start to really feel empty. It can start to feel like groundhog stay. So if we go through this step of, of really transitioning, we can get clear on what does feel meaningful and purposeful in that next chapter. So those are the first two steps.

Rita Black: Yeah. That's so powerful. And it's so true. It's so true. Like we, we don't like that weird feeling, and we will do whatever we can not to feel that weird feeling. So we will get busy. So I could imagine it takes a lot when you're coaching somebody in that area, because it requires a lot of stretching. I also imagine, this is just me thinking out loud, that when somebody leaves a position or a role that they've played, they also put and this is going back to the idea of identity, but also the idea of, especially for women worth and a lot of their worth is tied up in being a value in that particular role, so that when they leave that role behind, then that might make them feel like they're not worthy anymore. Do you know what I mean? Like how they've defined themselves their whole life.

Rita Black: And I could, I could see that that would maybe cause feelings of depression or feelings, like, I feel lost, or is that all there is, you know, because if we've, you know, so many of us are excited to find value and worthiness and are the what we do that when that is gone, or, you know, like you said, you don't put closure on it and recognize like, oh, I am a worthy person anyway, but this part of my life of being, you know, taking worth from this is done, but I can bring with me that all the value, all that I learned and bring it into my life in a new way. Maybe I don't have the answer to that yet, but definitely I, you know, can bring that. And I am value and I'm worthy now. But it, it seems like that would be something that I would see as a whole for a lot of people.

Wendy Leggett: Yes. Yeah. Your, your listeners can't see that I'm nodding, nodding, nodding. In violent agreement with you. And I think that's why underscore this struggle, because people just think, like you're mentioning, okay, that that worthiness or that feeling, and here they're in retirement and they're seeing out in the world, everybody else gets it. Everybody else is having fun. Retirement's supposed to be the best time of my life, but it's not. But I can't raise my hand and say that because everybody will think, well, what's so tough about retiring? You're not working anymore. You're so lucky. And yet the reality is these are feelings. These are situations. This is a unique chapter that we haven't embarked upon. So why would we expect ourselves to understand it and be able to so seamlessly navigate it? So, and I think what you're pointing out too is really like empty nester. You know, when, when kids go off, let's say to college and mom's role has been such, and then when they go, you know, who is she then?

Wendy Leggett: And that's very similar kind of feeling. So maybe that resonates with some of your listeners as well, is that, you know, then defining, okay, I'm still me. I still have everything, the beautiful things that I brought into the world. I'm just changing that role, but I'm not changing me in that same retirement. But if we don't have some of the tools and the pathways and the roadmap, which for retirement isn't really, you know, a well paved one for many then we can start to fall into that area that you're saying with those difficult emotions, feeling, you know, not worthy or feeling like we've missed something. You mentioned when we were speaking a little before the, we got on about people feeling invisible. And that can be that kind of feeling too, is feeling really back seated in life and feeling like, wow, I no longer have anything to offer. I I don't, everybody else has it, but I, but I don't. And so I don't want that for anyone. And that's why I'm very passionate about the work that I do. And that's why it's so gratifying, because, you know, we all have so much to offer and sometimes we kind of forget about that.

Rita Black: Yeah. So if, so, so we're taking our identity, we're, we're creating some closure with the world we're leaving behind. You know, we talk about the hero's journey about leaving behind one world and entering a new one and the obstacles that come up, right? Yes. And, but it's a journey of transformation, and you're absolutely right. I, it's so interesting 'cause I have, like I said, I've been thinking a lot about this about sixties and seventies and eighties. I remember when I began my practice I was in my late thirties and I had a lot of clients who were in their late fifties, early sixties. And you know, when you're younger and you think about that, you're like, it, you have a certain perspective on it, but when you're in it, it's a completely different perspective. Because I was like, oh, sixties. Yeah. I remember when my mom was 60 and it was kind of like she was slowing down.

Rita Black: And now that I'm here, I'm like, oh, no, that's not about slowing down. It's about just, you know, you can see to 60, to 70 to 80 to 90, you know, you see like, wow, people are healthier if you stay healthy, if you, you know, take care of yourself. And, but also, you know, just mentally keep yourself engaged. It, it can be a whole new era. So, so if we're finding closure and then we're sitting in the messy middle to like allow like a vision start to percolate and to come forth for us, right? What would be the next step? What's the next bridge over into this new era?

Wendy Leggett: Yeah. Yeah. Then we'd look at our whole selves. So we look at all the different aspects and I step clients through a number of different exercises. So we generally will start with, with values because we know that when our values are aligned with the things that we do, that, that just brings that much more alignment in those steps. And that's how we start to find, feel purposeful. So we speak a lot about values and, and then that leads us to what feels purposeful and meaningful to us. Additionally, we look at aspects like health span, because we know that yes, the lifespan is increasing, but we want our health span to, to stay along those lines as well. And that's where you help people so much because we want to have that vitality. We want to be able, if we choose to travel, to be able to enjoy all of that and be mobile and get around and things.

Wendy Leggett: We want to be able to play with the grandkids. We want to keep our minds going. So, so we want to have that health span along with the lifespan. We also really want to dig into what is our perspective about aging? And so that whole mental aspect, because oftentimes people start to look at the years ahead as those of loss. And to your point, there's still a world of possibilities. We don't have to buy into that. And a lot of that, and I know you speak with your listeners a lot about this, is, is what our minds do. You know, is that really reality or is that just what we're thinking? And so we wanna look at our thoughts and say, are they really, are they true? Are, are we really, are we really having to look at the world a different way?

Wendy Leggett: Or can we continue to enjoy it and learn and grow and bring that growth mindset in? We talk about emotions and that's a piece that there's more and more of a spotlight around that. But especially for those in the baby boomer generation, we are productive. We get it done, we have those goals, and we set out after 'em. And we work hard, and we sometimes can overlook or suppress our emotions. And we know that it's starts with emotions, that emotions lead into our thoughts, and they're red flags. And so we know that if we're feeling unsure, let's stop and think about, okay, where's that coming from? What, what, what do I need to move me past that? So, so we speak a lot about the emotions as well. We do get into the social, and this is a really important one, and you maybe see this with others too, as they think that as they age, that they, that their world shrinks and that they have fewer and fewer connections because, you know, they're losing people or they leave work.

Wendy Leggett: And those connections don't stay with them. We know that they don't. But it's never too late to make what's called fresh friends. There's lots of opportunities around that. And we know that we want both the quantity and the quality that we want people that energize us, that, that boost us, that make us feel like, like we're supported as opposed to those that drain us. So we want the quality of those relationships as well. So we spend a lot of time on that also. There's just all kinds of different aspects. 'cause You know, we're, we're very vital full human beings. And so I have a program that steps us through, but I spend more time in certain areas than others because each of us is individual and what we need and what resonates for us and what can be the springboard is different.

Rita Black: Right. Absolutely. So if, if somebody, and when, you know, when you work with people, what has surprised you? I'm just kind of curious over the years that you've worked with people, like the outcomes, like what are some outcomes that have been like interesting or surprising for you? You know, maybe somebody was in a certain position and then they decided to, you know, I don't know, climb Mount Everest or something like that. Like what? probably not that, but -

Wendy Leggett: Yeah. Yeah. My mine, I don't, don't sound quite as extreme as that or as exciting as that. But for me, one of 'em was when I had a client and she's very, very thoughtful and well planned out. So she came to me about six years before she was going to retire. And by working together, she decided to retire earlier, because that's the, you know, what's the definition of retiring really? You know, oftentimes people go into then an encore career, they go into something else, but she decided to leave her position behind and move into other things because the world had opened up for her. Another client came to me a referral from his financial planner because he did not have the money to be able to retire. And he was basically angry about it. I mean, that's a strong emotion, but he really was, he was resentful, he was frustrated, he was confused.

Wendy Leggett: And he said he was 71, and he said, you know, I should be able to enjoy the fruits of my labor. That, that was his terminology. And through the work we did together, and I won't get into details, although I always love to, but he was really able to see all the things that he had in his life, you know, that concept of abundance versus lack. And he was focusing on the lack of money as opposed to seeing, wow, I have this beautiful house that I love. I could sell it if I had to, but I don't want to. So an appreciation of that. I enjoy an expensive hobby that I love and I've got a lot of connections, and that I could stop that if I wanted to and probably be able to afford to retire, but I love that. So he is able to start to see what he had instead of what he didn't. So then he ended up being really, really excited and re-energized about continuing his work. So those are two very different stories, but both to me, just so exciting. And of course I have all kinds of stories in between.

Rita Black: Oh, I'm sure you do. That's that is very cool. I once had a client, I just did the Mount Everest thing was, I actually had a client who came to me. She was probably about 75 when she came to me. So she was you know, not in her sixties. And she had said she had just maybe three years beforehand, trained and walked up to the base camp of Mount Everest. She didn't climb Mount Everest, but she had gone with like this expedition and gone up. She was so proud of herself. And I, I mean, like.

Wendy Leggett: That's amazing.

Rita Black: That is amazing. I was like, that's pretty cool. So anything is possible when you put your mind to it. I think if you, you know, if like you, like you're saying, it's, it's, and I love that idea of looking what you have versus looking at the lack, because you could definitely end up looking at, you know, being a victim of the situation rather than really coming out and being creating a powerful path forward for yourself. Well Wendy, this, this is great. Now I know you have something that you want to offer the audience, but I also, before we do that, just wanna ask you one last question. So, if somebody was gonna take one step forward towards, you know, opening up the doors to them for themselves for retirement, what would be that, that first question or first step that you would have them take?

Wendy Leggett: Yeah, kind of a two-pronged. It's like, how do you, you know, each of your listeners, how do you define retirement? What does that mean to you? And what is it that you want with retirement? You know, really answering those questions. I had a client who came to me is gonna retire, and as we did work together, she didn't want to retire. All her family had retired. They were putting a lot of pressure on her to retire, but she loved her work. She had great balance in life. So she wasn't defining retirement for herself. She was allowing others. And I talk about this retirement by design, not default. And so those are the questions I would, that I would want your listeners to ask is, you know, what is this retirement of my design? Or am I just thinking, oh, I'm 62, I'm 65, or that one client, I'm 71, I should be retired.

Wendy Leggett: You know, what are you retiring to? I think that's just a critically important first step. So I would say take that time, that reflection, which a lot of times we just don't do. I know, you know, I would recommend journaling. You probably do that with your clients as well, so that you're not only having those thoughts swirling around, but you're putting them down on paper and you're seeing, okay, what is it that I really think and feel? Why do I, where can I go from there with it? So take that reflection time with those questions.

Rita Black: That's so powerful. I had a business coach once who said, most people, if you ask them what do you want, they do not know the answer to that question. If you ask them what don't they want, they know all the answers to that question, you know, and it, and it's, and I have a saying, you know, you're, you're either creating your life or you're living your life defensively or offensively. So I can see that you're engaging and you're offensive brain, and you're, you're, I love the idea of journaling. That's a really great idea. 'cause our emotional, you know, a lot of our change happens in an emotional state, and journaling really allows that emotional connection to occur in a safe place.

Wendy Leggett: Yeah. And not be afraid of emotions. You know, they're so powerful. They're, they're signals to us, right? There are flags that, ooh, ooh, I need a little more attention on this. But oftentimes we just don't allow for that, or we don't know how to, right. And that's something that I'm able to really help navigate as well.

Rita Black: That's fantastic. So tell us what, just walk our listeners through what it is gonna be waiting for them in the show notes, other than a link to, I, I know I'm gonna be putting a link into Wendy's calendar. If you do want to set up a complimentary what, what would you call that? Like a explore place?

Wendy Leggett: Yeah, yeah. Like a discovery call. So we can really just chat about, you know, where are you at and what's, what obstacles or opportunities are you seeing for yourself? And, and you know, what questions might I answer? So we dig in a little bit. And then, and then an individual can decide if they wanna continue to work with me. I have all kinds of different packages and services in my, in my suite of services. But the free, that I, that is, I have a little mini workbook that, that your listeners can download and it steps them through kind of trying to visualize being in retirement. Part of it is sort of like, what's that? What's a perfect day in retirement look like? And then breaking it down and saying hour by hour what you're gonna be doing. And then what if you didn't have this, this time abundance that retirement provides us?

Wendy Leggett: If you only had five years what would that look like? So that we're looking at priorities, and then if we only had a very short time left, what would that be? So that we're really trying to, to bubble up what's most important to us, you know, so that we're not just busy. I talk about is it filling time or fulfilling time? And so I think that getting kind of that, that, and just like you said, getting more clear on what does that look like, like your business coach was talking about, you know, what do people want? So putting that down. And so that's part of the little mini workbook. And then there's other things. What is your perspective around it? You know what are your thoughts and feelings about it? So it is this time to reflect and put some of those ideas down so that you can start to really crystallize, okay, what does this look like for me? What do I need? What do I want to put in place? I speak a lot about, you know, hope without action remains hope. And so we want to have these hopes, wishes, and dreams, but then we want to act upon them. We want to, we wanna step into them. We wanna convert those insights into action. So that's what I think the mini workbook helps with. So I'm excited about it. I hope that your listeners enjoy it.

Rita Black: Yes, I am. I am very excited about it. Well, Wendy, this has been amazing. Thank you so much for sharing your wisdom with us. This has been very eye opening. And just FYI, as you were talking, I was thinking, I need to tell people, so Wendy works with people of all ages. It's not just people who are just before retirement, but people who are really looking at retirement from maybe 10 years before retirement, 20 years before retirement, but also post-retirement. So obviously it's never too late or too early to think about your life and what you wanna engage in and what you wanna create. 'cause Obviously, if, if you're listening to this, you know, there's many chapters along the way and so much possibility. So thank you, Wendy, for giving us this pause to think about what are the possibilities for us in this next chapter of our life.

Wendy Leggett: I love that. Yeah. I so appreciate it. It was very energizing. And and I just think so highly of all of the tools that you offer to your clients, because you do look at that whole person and all the different aspects and, and the opportunities. And I appreciate being able to be part of that. So thank you.

Rita Black: Well thank you. Thank you for all you do for people as well. And have a great rest of your day, Wendy. We'll look forward to having you back for more wisdom.

Wendy Leggett: I'd love it. Thanks again.

Rita Black: Wow. Wasn't that amazing? Isn't she tremendous? Definitely visit the show notes and pick up her retirement workbook and sign up for that free discovery call. Thank you, Wendy, and thank you for being here, dear listeners. And remember that the key and probably the only key to unlocking the door, the weight struggle is inside you. I will look forward to seeing you next week, so keep listening and find it. We can find it together. See you next week. Have a powerful week.

Rita Black: Do you wanna dive deeper into the mindset of long-term weight release? Head on over to That's, where you'll find numerous tools and resources to help you unlock your mind for permanent weight release tips, strategies, and more. And be sure to check the show notes to learn more about my book From Fat to Thin Thinking. Unlock Your Mind for Permanent Weight Loss.